Overview of Homeownership Program



Would you like to purchase a home with an interest-free mortgage?

Please review the Apply Now and Selection Process sections on our website, and watch our Online Homeownership Information Session for information on whether your family may be eligible to purchase a Habitat GO home. Then download and complete the Application Form after you view the online session. (The form is available in English and French). If you have any questions about the online session, application form, or your eligibility: please call Andrea at 613-749-9950 ext. 225.

Please Note: You must view our Online Homeownership Information Session before submitting your Application Form. At the end of the video you will be issued a code that must be included in your application form for it to be accepted by our office.
*Please note that we are currently experiencing some technical difficulties with our homeownership information session video. You can complete the application without the code until further notice*

For more information about Habitat GO homeownership, please This email address is being protected from spambots. You need JavaScript enabled to view it..

Help us promote our application program by sending it to someone you know. 

Building Homes. Building Hope.

Our goal is to make affordable single and multiple unit housing available to families who would otherwise not qualify for a conventional mortgage. In partnership with many donors, sponsors and volunteers from the Habitat community, you will help build your own home.

You will own your house by making monthly mortgage payments.

Building a house is an expensive business. Costs include the land, materials and professional trades. With the help of Habitat volunteers, most of the labour costs will disappear.

Materials are often donated and many professional tradespeople donate their services. People you have never met will be helping you build your house. These include fundraisers who are raising the money to pay for the materials and the land, and for the extra money we need to let you have an interest-free mortgage. Other volunteers work at the Habitat ReStore, on committees, in the office or at public functions where they promote Habitat GO to churches, businesses, community organizations, service clubs and the general public.

Habitat House Designs

These are the main aspects of a Habitat House:

  • Simple, decent, affordable;
  • Meets all building codes and requirements;
  • Has a living room, kitchen and eating area and at least 2 bedrooms;
  • Is at least 1000 square feet in size;
  • Has a high efficiency gas furnace, R20 insulation in walls and R40 insulation in ceiling;
  • Built to Energy Star specifications;
  • Has good quality doors and Lowe windows are installed
  • Has carpet, laminate and/or tile floorings;
  • Has painted walls and ceilings;
  • Usually has exterior vinyl siding;
  • Sodded lot (there may be other landscaping options);
  • Driveway;
  • Two new basic appliances: refridgerator and stove.  A washer and dryer may be purchased at cost.

Here is what is not included:

  • A garage;
  • Air conditioning, dishwashers, fencing or bay windows, etc;
  • Upgrades to basic materials.